“Please don’t cry, Mrs. Moore,” consoled loan officer Jackson Tydman, “this is strictly business, but unless you can come up with $400.00 by this Friday, we’re going to have to repossess your car, and that’s all there is to it!” Sitting in a chair across from Jack’s desk, Nancy Moore was fighting to control her emotions, and unfortunately was failing miserably. Tears rolled down her cheeks as she tried to explain to Mr. Tydman that without a car, her husband Joe would lose his job as a traveling salesman.

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